:root{
  --navy:#0B2346;
  --navy2:#12335f;
  --gold:#B58A3A;
  --ink:#0b1220;
  --muted:#4b5563;
  --bg:#ffffff;
  --alt:#f6f8fb;
  --line:#e6ebf2;
  --shadow: 0 12px 30px rgba(11,35,70,.10);
  --radius: 14px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Inter, Arial, sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.55;
}
a{color:var(--navy); text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1100px, 92%); margin:0 auto;}
.header{
  position:sticky; top:0;
  background:rgba(255,255,255,.92);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--line);
  z-index:1000;
}
.header__inner{
  display:flex; align-items:center; justify-content:space-between;
  padding:.85rem 0;
  gap:1rem;
}
.brand{display:flex; align-items:center; gap:.85rem;}
.brand img{height:44px; width:auto; border-radius:10px;}
.brand__name{font-weight:800; letter-spacing:.02em; font-size:1.05rem; color:var(--navy); line-height:1.1;}
.brand__sub{font-size:.78rem; letter-spacing:.14em; text-transform:uppercase; color:var(--gold); margin-top:.15rem;}
.nav{display:flex; gap:1rem; flex-wrap:wrap; align-items:center; justify-content:flex-end}
.nav a{font-size:.95rem; color:var(--ink); opacity:.86}
.nav a:hover{opacity:1; text-decoration:none}
.nav .cta{
  padding:.55rem .9rem;
  border:1px solid rgba(11,35,70,.18);
  border-radius:999px;
}
.nav .cta:hover{background:var(--alt)}
.hero{
  padding:3.3rem 0 2.3rem;
  background: linear-gradient(180deg, #ffffff 0%, #ffffff 35%, #f7f9fd 100%);
}
.hero__grid{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap:2rem;
  align-items:start;
}
h1,h2,h3{margin:0 0 .6rem 0; letter-spacing:-.01em}
h1{font-size:clamp(2rem, 3.1vw, 3rem); line-height:1.15; color:var(--navy);}
h2{font-size:clamp(1.5rem, 2.2vw, 2.1rem); color:var(--navy);}
h3{font-size:1.08rem; color:var(--navy);}
.lead{font-size:1.05rem; color:#1f2937; max-width:70ch;}
.pills{display:flex; flex-wrap:wrap; gap:.6rem; margin:1.1rem 0 1.2rem;}
.pill{
  border:1px solid var(--line);
  background:#fff;
  border-radius:999px;
  padding:.45rem .75rem;
  font-size:.92rem;
  box-shadow:0 8px 18px rgba(11,35,70,.06);
}
.button{
  display:inline-flex; align-items:center; justify-content:center;
  padding:.78rem 1.05rem;
  border-radius:12px;
  background:var(--navy);
  color:#fff;
  border:1px solid rgba(11,35,70,.18);
  font-weight:650;
  text-decoration:none;
  box-shadow:0 14px 30px rgba(11,35,70,.18);
}
.button:hover{background:var(--navy2); text-decoration:none;}
.button.secondary{background:#fff; color:var(--navy); box-shadow:none;}
.button.secondary:hover{background:var(--alt);}
.card{
  border:1px solid var(--line);
  border-radius:var(--radius);
  background:#fff;
  box-shadow:var(--shadow);
  padding:1.2rem 1.2rem 1rem;
}
.card ul{margin:.6rem 0 0 1.1rem; padding:0}
.card li{margin:.35rem 0; color:#1f2937}
.small{font-size:.92rem; color:var(--muted)}
.section{padding:3rem 0; border-top:1px solid var(--line);}
.section.alt{background:var(--alt);}
.grid2{display:grid; grid-template-columns:repeat(2, 1fr); gap:1.2rem; margin-top:1.2rem;}
.grid3{display:grid; grid-template-columns:repeat(3, 1fr); gap:1.2rem; margin-top:1.2rem;}
.panel{
  border:1px solid var(--line);
  border-radius:var(--radius);
  background:#fff;
  padding:1.2rem;
  box-shadow:0 10px 22px rgba(11,35,70,.06);
}
.checklist{list-style:none; padding:0; margin:.8rem 0 0 0;}
.checklist li{
  padding-left:1.7rem;
  margin:.5rem 0;
  position:relative;
  color:#111827;
}
.checklist li::before{
  content:"✓";
  position:absolute; left:0; top:0;
  color:var(--gold);
  font-weight:800;
}
.breadcrumb{padding:1rem 0 0; font-size:.92rem; color:var(--muted);}
.breadcrumb a{color:var(--muted)}
.breadcrumb a:hover{color:var(--navy)}
.footer{padding:1.8rem 0; border-top:1px solid var(--line); color:var(--muted); font-size:.95rem;}
.footer__row{display:flex; justify-content:space-between; gap:1rem; flex-wrap:wrap;}
.footer__fine{font-size:.85rem; margin-top:.4rem;}
@media (max-width: 920px){
  .hero__grid{grid-template-columns:1fr;}
  .grid3{grid-template-columns:1fr;}
  .grid2{grid-template-columns:1fr;}
  .nav{display:none;}
}